Vice - For the past few years, American health insurance companies have been hard at work studying a loophole in the Affordable Care Act that allows corporations to evade the law's effort to keep people from going broke when paying for basic medical services. Insurers like United Healthcare have created insurance packages known as "skinny plans" that give employers the ability to peddle strikingly shoddy health insurance to their workers. Existing in a regulatory gap that only applies to large businesses, these insurance plans do not cover basic health necessities like hospitalization or emergency-room care but still allow employers to avoid the largest automatic fine under Obamacare, which, beginning this month, requires large businesses to provide insurance to all full-time employees.
Skinny plans often cover only preventative care like going to see the doctor for a routine check-up—hardly the type of medical attention that racks up huge bills.
Workers' advocates worry that companies may fail to adequately warn employees of the deficiencies of such plans.
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