January 26, 2026

The best states in which to retire

WalletHub - To help retirees find a safe, enjoyable, and budget-friendly place to live, WalletHub evaluated all 50 states across 46 key measures, covering affordability, health-related factors, and overall quality of life.
 
Best States to RetireWorst States to Retire
1. Wyoming41. New Mexico
2. Florida42. Rhode Island
3. South Dakota43. Washington
4. Colorado44. Arkansas
5. Minnesota45. New York
6. Alaska46. Hawaii
7. Delaware47. West Virginia
8. Pennsylvania48. Mississippi
9. New Hampshire49. Oklahoma
10. Iowa50. Kentucky
 
Best vs. Worst
  • Oklahoma has the lowest adjusted cost-of-living index for retirees, which is 2.1 times lower than in Hawaii, where it is highest.
     
  • Louisiana has the lowest median annual cost of elderly housekeeping, which is 2.2 times lower than in South Dakota, where it is highest.
     
  • New Hampshire has the highest share of the population aged 65 and older still working, 1.7 times higher than in West Virginia, where it is lowest.
     
  • Maine has the highest share of the population aged 65 and older, which is 1.9 times higher than in Utah, where it is lowest.

To view the full report and your state’s rank

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