November 2, 2025

Obamacare Prices Could Surge for Millions Next Year

 Time -  Most Americans who rely on health insurance through the Affordable Care Act—known as Obamacare—will begin enrolling for 2026 coverage on Saturday. But next year’s premiums could be significantly higher for millions of households. 

Premium tax credits added during the pandemic have been at the center of the ongoing government shutdown, and are a main driving force behind expected price hikes come next year. 

More than 24 million people are currently covered under the ACA, enacted 15 years ago to expand access to affordable healthcare. Analysts warn that average premiums could rise by as much as 26%, with some families facing steeper increases as federal subsidies expire and marketplace premiums rise.


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