September 4, 2025

States with best and worst budgeteers

WalletHub-  To shed light on where Americans are managing their finances well and where there's room for growth, WalletHub has released its report on the States With the Best and Worst Budgeters in 2025.

In the study, WalletHub evaluated all 50 states across 12 key indicators of budgeting habits, including average credit scores, debt-to-income ratios and foreclosure rates.
 

States With Best Budgeters   States With Worst Budgeters
1. Hawaii     41. Texas  
2. Washington     42. South Carolina  
3. Massachusetts     43. Tennessee  
4. Wisconsin     44. Nevada  
5. Minnesota     45. Arkansas  
6. Vermont     46. Georgia  
7. North Dakota     47. Alabama  
8. New Hampshire     48. Oklahoma  
9. Rhode Island     49. Louisiana  
10. Colorado     50. Mississippi  
 
To view the full report and your state’s rank

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