Axios - Health insurance — and its associated business lines — has been a highly lucrative business for the past decade or so, until recently. But that golden pre-pandemic era may be gone for good. If insurers make less money, they could try to pass more costs on to enrollees or cut benefits, which could cause patients pain. Alternatively, they could be forced to take harsher steps to control costs.....
Insurers keep reporting higher-than-expected medical loss ratios in their earnings calls, meaning that enrollees are still spending more than expected on care years after the acute phase of the pandemic ended. More
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